Capital IQ InterView Questions

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what is amortization?

amortization: the reduction of the value of an asset by prorating its cost over a period of years.

or

Amortization (or amortisation) is the process of decreasing, or accounting for, an amount over a period. The word comes from Middle English amortisen to kill, alienate in mortmain, from Anglo-French amorteser, alteration of amortir, from Vulgar Latin admortire to kill, from Latin ad- + mort-, mors death.
When used in the context of a home purchase, amortization is the process by which your loan principal decreases over the life of your loan. With each mortgage payment that you make, a portion of your payment is applied towards reducing your principal and another portion of your payment is applied towards paying the interest on the loan. An Amortization table shows this ratio of principal and interest and demonstrates how your loan's principal amount decreases over time.
Amortization is generally known as depreciation of intangible assets of a firm.


 what is investment?
 investing: the act of investing; laying out money or capital in an enterprise with the expectation of profit

or

Investment is the commitment of money or capital to purchase financial instruments or other assets in order to gain profitable returns in the form of interest, income, or appreciation of the value of the instrument. Investment is related to saving or deferring consumption. 
what is cash flow statement?

the excess of cash revenues over cash outlays in a give period of time (not including non-cash expenses)

OR

 Cash flow is the movement of cash into or out of a business, project, or financial product. (Note that "cash" is used here in the broader sense of the term, where it includes bank deposits.) It is usually measured during a specified, finite period of time. Measurement of cash flow can be used for calculating other parameters that give information on the companies' value and situation. Cash flow can e.g. be used for calculating parameters.

 Types of ratios? What are they?

Ratios are 5 types. 
Liquidity ratio
Asset Trunover ratio
Profitablity ratio
Finacial Leverage ratio
Dividend Policy ratio

what is repo? 

What Does Repurchase Agreement - Repo Mean?
A
 form of short-term borrowing for dealers in government securities. The 
dealer sells the government securities to investors, usually on an 
overnight basis, and buys them back the following day. 

For the 
party selling the security (and agreeing to repurchase it in the future)
 it is a repo; for the party on the other end of the transaction, 
(buying the security and agreeing to sell in the future) it is a reverse
 repurchase agreement. 
 

 WHAT IS BETA?

A measure of the volatility, or systematic risk, of a security or a 
portfolio in comparison to the market as a whole. Beta is used in the 
capital asset pricing model (CAPM), a model that calculates the expected
 return of an asset based on its beta and expected market returns..
 

OR

In finance, the Beta (β) of a stock or portfolio is a number describing the relation of its returns with that of the financial market as a whole.